How It Works

Auto Repair Loans Now is changing the automotive repair industry.

With our discovery plan we are offering all types of borrowers unsecured loans for people with scores down to 450 and rates that start at 4.99%.

Unsecured Personal Loans Now is changing the way people seek out loans. We have dedicated our team to assisting you in finding the right loan for your situation.  We have offers that you can choose from right on site, or you can use our loan discovery process to have a one on one conversation with one of our loan discovery representatives.

We do not share your information, so you will not receive any unwanted emails or phone calls.

We do not collect any sensitive information or pull your credit up front so you know that your privacy is assured. We take into consideration all of the aspects of your personal situation and make a recommendation based on your unique factors not a computer algorithm.

Personal loans can sometimes be hard to acquire but we at loans now have simplified that process. If you have good credit, bad credit or anything in between we have the loan for you.

Auto Loans Starting at 4.99%

  • Loan Discovery Process
  • Credit Scores Reviewed to 450
  • 2, 3, 5 & 7 Year Terms
  • Loan Amounts $500 - 70K

No Initial Credit Check!

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** No Payday/No Title Loans
*** Using tool will not lower your score. We do not share your information. You will not receive any unwanted contacts

Loan Discovery

Not sure which way to go? Our Loan discovery process gives you the customer service you desire. We will help you navigate the process and quickly get your loan funded. Most of our Discovery clients are funded with in 24hrs if not the same day.

The process is free (we never charge you a fee ever) and you are not committed in any way.


Need more reasons? See our highlights and comparison below:

  • The process takes 5 minutes
  • The Quote is Free and done online
  • We do not do payday loans
  • We do not do title loans
  • We do not pull your credit initially -you provide that to us
  • We do not share your information with anyone

What We Do

Put you in touch with a live person who listens and understands your unique situation
Work quickly to assist you

What we service:

Use the funds to Fix / Upgrade / Paint  /Install Car Audio / Anything Auto /You can even get a Race Car Loan from us.

Why is this so different?

Privacy Assurance: Loans now does not give your information to anyone. What that means is that you deal with one representative when you use our loan discovery process. We do not gather any personal information upfront so your identity and personal information is not compromised.  No more unwanted solicitations, phone calls and emails. You know exactly who you are dealing with at all times.

Loans built on your Profile: Loans Now understands that you are an individual. That being said each person has his / her own financial circumstances. We understand that, and we take all of that into consideration when we assist you in your loan. Our loan approval rating is higher than most because of that.

No initial credit check: Most of your clients know that having multiple inquiries can lower your score. We realize that too. With our discovery process, we use the data you provide to give you an estimate on what your payments will be before you make a decision.

PROGRAMS Loans Now Competitor A Competitor B Competitor C
Initial Credit Check No Yes Yes Yes
Unsecured Loans Yes             No No Yes
Lowest Rates 4.99% 15% 8.99% 12.99%
Minimum Credit 450 620 620 700
Payday Loans / Title Loans No Yes No Yes
Funding to Client Yes No No Yes
 Loan Payoff Anytime Penalty Penalty Anytime
Terms 3/5/7 Yrs Months Months Months

We Provide Loans in the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming